Hi. I’m Ten Hui Yu.
I’ve been a financial consultant since 2009, focusing on finding custom made solutions for my clients. Every person’s story is unique and requires careful understanding of their current situation in life in order to find the right formulation. This usually covers wealth protection (insurance planning), wealth accumulation (savings and investment planning), and wealth distribution (legacy planning).
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Meet the Curious Consultant
The Curious Consultant is so named because I am by nature, very curious about everything. I like to find out details about my clients’ backgrounds, what their goals are, why it matters to them, and of course, how to help them to achieve it.
It all starts with coffee or beverage of your choice.
What I believe in
At the Start
I grew up in a less than stable financial environment.
As an adult, I was determined to create a financial situation for myself for myself that allowed for a comfortable standard of living and to retire securely.
Making Sense
It was a daunting task trying to understand the different financial products available in the market. Soon, friends started asking for help making sensible financial decisions for themselves.
I became a full-fledged financial consultant in 2009.
My Beliefs
Every individual is unique. I create customised financial portfolios, judgement and prejudice free. Whether you are completely new and want to start a portfolio now, or a seasoned investor, my team and I are ready to help you achieve your goals.
My Philosophy
The question I ask myself with every portfolio is “would I use this product myself?” I never recommend anything if the answer is “No”.
My recommendations are based on a long-term, realistic plan of action.
Services
As an advisor, I aim to help my clients find the right balance between maintaining the lifestyle they want and setting aside enough for their future. My philosophy is that financial planning is about taking care of yourself, so you won’t be a burden to the people around you.
We do this first by making sure that that your money is protected from unexpected events, then we make sure that your money works for you.
Wealth Protection
Insurance planning for hospitalisation insurance, life and term insurance, personal accident insurance, income replacement insurance.
Wealth Accumulation
Selecting the right instruments from the vast range of financial products available in Singapore for each individual's investment purpose.
Wealth Distribution
I sometimes work with other complementary service providers such as lawyers, will writers and tax accountants, who share similar life philosophies and values.